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Personal Insurance

 

Lorraine MacDonald
General Insurance Adviser

 

Need Personal Insurance Advice? Call us on 01522 540555 or fill in the enquiry form.

Let us search our panel of providers and find you the best quote on the following personal insurances

Household Insurance

We are able to offer you advice on a range of competitive Home Insurance Products. We review a panel of providers to seek out the most competitive quotation for you, whether it is for Home, Contents or both combined, therefore providing you with the reassurance that your home and possessions are secured

Buy To Let Insurance

Protect your Buy To Let Property and its Contents. We have access to a range of comprehensive Commercial Landlords Insurance products that are specifically designed to meet your needs as a property Landlord.

Mortgage Payment Protection Insurance (MPPI)

Protect your mortgage in the event of an Accident, Sickness or Unemployment with MPPI. You can cover yourself against just Accident & Sickness or just Unemployment or both combined.

MPPI promises to make repayments on your mortgage (and other related expenditures like building's insurance), in the event of Accident, Sickness or Unemployment, which is why it's also known as ASU cover.

State help to cover mortgage repayments is limited, especially for anyone who took out their current mortgage after 1995. Then it only kicks in after nine months and covers the interest cost on the first £100,000, but not any debts consolidated into the mortgage (although those with savings over £8,000 or a partner working more than 16 hours a week are excluded). MPPI is designed to fill the gap, thus most policies only pay out for 12 months although some policies will provide 24 months of cover.

We can advise you on a range of competitive MPPI products from a panel of market leading Accident, Sickness & Unemployment Insurance providers.

Request Quotation
If you would like a quotation or advice on Household, Buy to Let or Mortgage Payment Protection Insurance, feel free to call us on 01522 540555 or simply fill in the enquiry form

call us now on
01522 540555

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